Mississippi Public Entity - Workers' Compensation Trust

Safety/Risk Management

Risk management and loss control services are available to all members. Risk management, as a shared or centralized activity will accomplish the following tasks:

Loss Exposure Analysis

Fact-finding is essential if the risk management activities are to be targeted to yield desired results. A loss exposure analysis is made to evaluate previous loss experience. This provides the ability to present a list of significant uncontrolled loss exposures and practical proposals to effect change yielding immediate results.

Claims reports are analyzed to determine specific trends and/or areas in which problems are occurring. Those areas are then observed to determine what changes may be necessary.

Loss Control Program Evaluations

Deficiencies in a loss control program are also potential loss sources. The strong and weak points of loss control programs are evaluated to help determine what changes or improvements may be needed. This evaluation can be structured to provide an initial assessment, and then subsequent evaluations can be used to measure progress.

Safety Training Programs

Safety training programs are designed to meet particular requirements. As much as possible safety training is job specific and customized to meet specific needs of the members. Statistics indicate that most accidents are preceded by unsafe acts (88%) rather than unsafe conditions. However, many accident prevention efforts are geared to eliminate only unsafe conditions. Many times an unsafe act would not have been committed if the employee had been shown the hazards involved in a job as well as safe procedures to avoid them. Proper employee safety training is an effective means to help control unsafe acts. Everyone needs training at one time or another. New employees require training in order to get off on the right foot. Existing employees who are changing jobs within departments require training in order to perform their new jobs more efficiently and safely. Employees assigned to any activity where lifting and handling are performed need training, even when relatively light loads are involved. Supervisors need training in safety management techniques, such as how to analyze jobs to identify unsafe acts and conditions. Retraining all employees at various times is necessary to reinforce safety procedures